2023 Auto Lending Fraud Trends Report

What’s Inside?

The Auto Lending Fraud Trends Report is a culmination of hundreds of hours of analysis and review by data scientists and fraud analysts at Point Predictive and provides insight into how auto lending fraud has been trending over the last year.

Point Predictive’s proprietary data repository has grown to more than 23 billion risk attributes spanning in excess of $2.6 trillion in scored applications and has become a rich resource for understanding the dynamics of all fraud and risk in the industry.

Key report highlights:

  • The transformations observed in fraud and default risk patterns in the auto lending industry
  • The levels of fraud activity observed
  • The key risk areas with marked increases, highlighted by Point Predictive's Identity Risk Index
  • Insights on affordability and Early Pay Default rates from Point Predictive’s Affordability Risk Index

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