The New 2024 Auto Lending Fraud Trends Report is Here!

What’s Inside?

The 2025 Auto Lending Fraud Trends Report is our most comprehensive report yet. 

This year's report draws from our largest-ever dataset: 256 million historical applications, 300 million reported incomes covering $4 trillion in submitted applications, and billions in reported fraud and default. The massive scale gives us unprecedented visibility into fraud patterns that smaller datasets simply can't reveal.

This year's report highlights

  • An estimated fraud loss exposure to the industry (in $'s).
  • A significant percentage increase in credit washing risk to auto lenders.
  • A historically high Synthetic identity risk Index points to the ever-evolving use of CPNs.
  • A percentage increase in true name identity theft targeting lenders and dealers.
  • A continuing trend in bust-out fraud reports from lenders.
  • The persistent problem of first-party fraud and its contribution to all auto lending risk.
  • The emerging future threats.

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