Before the default.

Frank McKenna

Co-Founder · Point Predictive

Frank McKenna is Co-Founder and Chief Innovation Officer at Point Predictive, the San Diego AI company that uses machine learning to solve the multi-billion dollar problem of loan fraud. He has spent his career helping banks and lenders fight fraud, and he is one of the most widely read voices in the industry.

Frank writes and publishes FrankonFraud.com, a blog covering the fraud issues that matter most to banks and lenders, from emerging scam trends to best practices for stopping fraudsters. His work has made him a go-to source for fraud professionals across the country.

Matt Vega

3CI, SIP, ECFE, CPFPP

Chief Fraud Strategist · Point Predictive

Matt Vega is the Chief Fraud Strategist at Point Predictive, where he works closely with the company's founder and industry leader, Frank McKenna, to innovate and deploy industry-leading fraud detection and prevention strategies. The strategies and solutions they develop are actively leveraged today to protect the world's leading banks, credit unions, lenders, fintechs, and global businesses.

With over 17 years of hands-on, tactical experience across FraudTech, business banking, fintech, lending, digital marketplaces, payments, and cyber/signals intelligence, Matt specializes in building and leading large-scale fraud strategy verticals and operations. He is known for proactively leveraging cyberfraud threat intelligence techniques to defend against high-risk fraud exploits by deploying proactive cyberfraud red-team initiatives to combat the ever-evolving fraud risks from the attacks lens.

Before joining Point Predictive, Matt served as the Chief Fraud Strategist at Sardine AI. In this role, he collaborated with Fortune 1000 companies, the OCC, and the U.S. House Financial Services Committee to drive proactive fraud strategies and regulations that unlock the restrictions that limit new capabilities for financial institution fraud defenses. Matt is also a passionate advocate for collaboration and sharing critical best practices. By deploying high-performance strategies and products, he helps his fellow fraud fighters through a "better together" approach.

Justin Davis

Certified Fraud Examiner · Point Predictive

Justin Davis is a Certified Fraud Examiner with more than a decade of experience fighting fraud in the banking industry. Over his career he has saved his employers more than $100 million in fraud losses through root cause analysis, fraud strategy, and close collaboration with business units to put solutions into action.

His track record includes saving over $13 million in a single year through enhanced authorization strategies and rule writing, preventing $25 million in potential identity theft fraud, and cutting annualized fraud losses by 90 percent in 2018. He graduated cum laude from Franklin University with a degree in Forensic Accounting, and his specialties include fraud strategy, root cause analysis, big data analytics, and fraud investigations.

Justin is a frequent speaker at industry conferences and webinars on fraud strategy and technology and how the financial industry can stay ahead of fraud.

Jen Lamont

Credit Union Fraud Consultant · Point Predictive

Jen Lamont is Credit Union Fraud Consultant at Point Predictive, where she helps credit unions take their fraud prevention programs to the next level with AI and data. She brings more than 20 years of fraud experience from America's Credit Union and Washington State Employees Credit Union, covering card fraud, complex investigations, identity theft, account takeovers, chargebacks and recovery, and BSA compliance.

Jen is a Certified Fraud Examiner and holds the CBSAP certification through America's Credit Unions. In 2024, she won the Knoble Award for her work protecting older Americans from financial scams. If you spend any time in the fraud world, you've probably heard her. She's a regular guest on many of the industry's most popular fraud podcasts and a frequent speaker at conferences, where she shares best practices with credit unions across the country.