---
title: "Auto Lending Insights: Credit Unions’ Share of Auto is Rising But Their Risk Profile Is Too"
description: Auto Lending and Risk Profile Insights for Credit Unions from Point Predictive.
---

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### Auto Lending Insights Report

## Credit Unions’ Share of Auto is Rising

## But Their Risk Profile Is Too

![Credit Union Origination Risk Report](https://landing.pointpredictive.com/hs-fs/hubfs/Screenshot%202023-08-27%20at%2016.30.37.png?width=1538&height=2000&name=Screenshot%202023-08-27%20at%2016.30.37.png "Credit Union Origination Risk Report")

### What’s Inside?

This report delves into credit unions' share of the auto lending market and provides insights into the changing credit union risk profile in this space. Here's a snapshot of the report's key findings:

**Key report highlights:**

**Credit Unions' Growing Share of Auto Lending**

Credit unions capture 27% of all auto loan originations in Q4 2022

 

**Decade-long Transformation for Credit Unions**

Since 2014 the number of credit unions has been decreasing but their assets under management have more than doubled

 

**Delinquencies Surging**

Call report data show that 60-day delinquencies have risen to all-time highs

 

**Hidden Risks are Driving Losses**

Key trends that are driving losses and how to spot and mitigate against them

 

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### Get Access to the Report

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